Pebble Notes

Thoughtful takes on markets, money, and everything in between from people who actually pay attention.

A Dividend Is Not a Savings Account. Your Bank Is Paying You 0.38%. That Is Not a Typo.

Somewhere right now there's a savings account with $50,000 in it earning 0.38%. That works out to about $190 a year. Call it fifty cents a day for lending a...
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Patience Got Paid, The Panic Sellers Got the Receipts

If the first quarter of 2026 tested your patience, the second quarter wrote you a thank-you note. Three months ago we were talking about oil spikes, a shooting war, and...
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30A Town Rosemary Is Barely Thirty Years Old

New here? Pebble Notes is money talk that won't put you to sleep.Free, a few times a month.Subscribe Walk into Rosemary Beach for the first time and your brain does...
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You Already Own SpaceX

New here? Pebble Notes is money talk that won't put you to sleep.Free, a few times a month.Subscribe You probably watched the SpaceX IPO from the cheap seats. Cool rocket,...
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The Pink Can That Just Sold for $1.95 Billion

New here? Pebble Notes is money talk that won't put you to sleep.Free, a few times a month.Subscribe If you have a daughter, a wife, or a niece between sixteen...
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The Free Steak Dinner and Other Tells

New here? Pebble Notes is money talk that won't put you to sleep.Free, a few times a month.Subscribe Nineteen years of doing this and I can tell within about four...
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Beethoven’s Quiet Pebbles

New here? Pebble Notes is money talk that won't put you to sleep.Free, a few times a month.Subscribe The Man Who Couldn’t Hear His Own Greatest Work (And Threw a...
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We Have a Type (And It’s Chicken Salad)🐔

New here? Pebble Notes is money talk that won't put you to sleep.Free, a few times a month.Subscribe Confession: when the Million Pebbles team picks a lunch spot, healthy wins....
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Saying Yes On Purpose 🐷

New here? Pebble Notes is money talk that won't put you to sleep.Free, a few times a month.Subscribe 4 min read Almost half of Americans don’t have a budget. Not...
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