Privacy Policy

Rev. July 30, 2024

FACTS — WHAT DOES MILLION PEBBLES DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Do we share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes — to offer our products and services to you	No	N/A
For joint marketing with other financial companies	No	N/A
For our affiliates’ everyday business purposes — information about your transactions and experiences	No	N/A
For our affiliates’ everyday business purposes — information about your creditworthiness	No	N/A
For affiliates to market to you	No	N/A
For non-affiliates to market to you	No	N/A
For buying, selling, or sharing of client data gathered for text messaging	No	N/A

To limit our sharing	Mail the form below Please note: If you are a new customer, we can begin sharing your information from the date you received this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	Call (719) 632-0506

Who We Are

Who is providing this notice?

Million Pebbles

What We Do

How do we protect your personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How do we collect your personal information?	We collect your personal information, for example, when you: Open an account or deposit money
Why can’t you limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes — information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when you limit sharing for an account you hold jointly?	Your choices will apply to everyone on your account — unless you tell us otherwise.

Definitions

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies.
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you.

SMS / Text Message Communications

By providing your mobile phone number and consenting to receive text messages from Million Pebbles, you acknowledge and agree to the following:

• You are consenting to receive SMS/text messages from Million Pebbles.
• Your personal information will not be shared with third parties for marketing purposes.
• Message frequency varies based on your interactions and account activity.
• You may reply STOP at any time to opt out of future text messages.
• You may reply HELP for additional information or assistance.
• Message and data rates may apply depending on your mobile carrier and plan.

For questions regarding SMS communications, contact us at (719) 632-0506 or jeremy@millionpebbles.com.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Million Pebbles
5022 Construct Point
Colorado Springs, CO 80920
Phone: (719) 632-0506
Email: jeremy@millionpebbles.com

Million Pebbles is a Registered Investment Advisor registered with the State of Colorado. Registration does not imply a certain level of skill or training. This privacy notice is provided in accordance with the Gramm-Leach-Bliley Act (GLBA), the SEC’s Regulation S-P, and applicable state privacy laws including the Colorado Privacy Act.